Chandiharh Administration facilitates cashless modes of transactions, inaddition to the existing mode of cash and cashless transactionsChandigarh.

Chandigarh 3Des-Chandiharh Administration facilitates cashless modes of transactions, inaddition to the existing mode of cash and cashless transactionsChandigarh, 3rd December, 2016: Chandigarh Administration and otherGovernment organizations including Chandigarh Housing Board are making allefforts to reduce overall reliance on cash based transactions and help switch over toDigital payment modes, and promote e-transactions. With this aim and to achievethe basic objective of transparency in monetary transactions, the variousGovernment departments, CHB and other organizations are introducing or havealready introduced Point of Sale(POS)/swipe machines at its dues/chargesreception counters, as well as at the other collection centres for Government dues. It is also reiterated that CHB payments from allottees/occupants/citizens shallcontinue to be accepted in cash as per the past practice.Allottees/occupants/citizens are also free to make their deposits in any of thevarious e-sampark centres in Chandigarh.All efforts are being undertaken by the Chandigarh Administration to create anenabling environment to facilitate the residents to maximize use of e-transactions,both for their transactions with the Government and even in their personal capacityoutside the Government, as per the policy directions of Government of India, alongwith the existing modes of payments.It is however clarified that an enabling environment is being created by allgovernment agencies for facilitating cashless modes of transactions, in addition tothe existing mode of cash and cashless transactions. Administration is making allefforts to encourage the traders and industrialists of Chandigarh to adopt cashlessmodes of transactions. For this purpose coordination between bankers and tradersis being done by the administration, though they are free to choose any or acombination of various e-transaction modes. The “NITI Aayog” with the objective to implement and monitor expeditioustransition of Indian economy to a digital payment eco system, has initiated a digitalpayments campaign and identified five key methods for digital payments
mentioned below, which are convenient, low cost and easy to adapt. 1. UPI – It is as easy as sending a message from your phone. Every bank has itsown mobile app – so it’s now possible to transact on your smart phones.- Register your mobile number in the Bank of ATM.- Download the UPI app on your mobile.- Make your unique ID.- Set your UPI pin.- You can now transact from anywhere.2. USSD – It is as easy as checking your prepaid balance from your phone. It ispossible to transact even on normal mobile phones.- Link your mobile number to your bank accounts.- Dial *99# from your phone- Fill in the first 3 letters of your bank against Short name OR first 4 letters ofIFSC.- Choose “Fund Transfer-MMID” option.- Enter the payee’s mobile number and MMID.- Enter the amount and your MPIN, leave a space and enter the last 4 digits of youraccount number.- You have just transferred your money.3. e-Wallet – It is as easy as sending photos through your phone. With mobile orcomputer.-Download a wallet like SBI Buddy-Register with your mobile number-Link this with your debit or credit card or through net banking.
-Your phone is now your wallet. 4. Cards, POS – Make basic payments at most places with your prepaid, debit orcredit card.- Swipe your card.- Put in your pin.- Get a receipt.Its ‘done. You can even transact with your card online.5. Aadhar Enabled Payment System – Why rely on your bank, when you canbank on Aadhar. Aadhar-Enabled Payment System- Now link your Aadhar cardwith your bank accounts. You can then carry out:Funds Transfer, Balance enquiry, Cash Deposit or withdrawal, Inter-banktransactions. You can avail this service at stores too.For this campaign, our brand ambassadors for this mass movement will be ourstudents, being the most e-friendly, with whose help also awareness campaigns willbe launched. The banks and other financial institutions have joined hands with theAdministration to achieve the goal of the Government of India, for moving thecountry to maximise e-transactions to achieve monetary transparency. Though the present mode of payments for dues including by cash will continue, theAdministration appeals to all citizens to adopt cashless modes of payment.